Pass your carrier's AI review
Start with one action: claim triage, prior-auth submission, denial appeal, carrier message, or status update. Veto checks the tool call before it runs, sends risky actions to review, blocks forbidden actions, and exports the record your buyer can inspect.
One governed tool path. One policy. One decision record.
Three questions carriers ask before rollout.
- Q1
Which policy runs before the agent acts?
Not the prompt. The runtime policy the governed tool call must pass.
- Q2
What happened on the governed action?
Tool, actor, tenant, policy, verdict, approver, and reason in one record.
- Q3
Can you prove the next rule would behave differently?
Replay historical calls against a draft policy before enforcing it.
Wrap the agent once. Decide before execution. Export the record.
Veto wraps the tools inside your agent and decides before risky calls run. Routine actions pass. Review-required ones pause for approval. Forbidden actions stop. Each governed decision becomes an exportable decision record tied to the exact rule that made it.
When the carrier asks for evidence, export the record set. It carries policy, decision records, approval history, and replay notes a carrier engineer can inspect without relying on screenshots.
Five insurance workflows to govern first.
- 01Claims and submissions
Require review before claim status, payout, submission, or carrier-message actions cross policy.
- 02Prior auth
Check payer submissions, portal actions, and PHI-bearing messages before the agent sends them.
- 03Denial appeals
Route payer-facing appeal submissions through policy, approval, and exportable records.
- 04Underwriting and pricing
Hold bind, decline, rate, and exception actions that need policy or human review.
- 05Workflow agents
Protect document routing, system updates, and customer communication when they affect a file.
What the carrier receives.
The policy checked before the governed insurance action ran.
Decision records for allow, review, and deny outcomes.
Who approved the action, when, and under which rule.
A packet the carrier can inspect without screenshots or a live demo.
Map one insurance action.
Send the claim, prior-auth, appeal, carrier-message, or status-update action your buyer will review. A founder responds within 24 hours with the policy shape, review path, and decision record.